It’s a typical Monday, you’re on your lunch break getting some food to-go from your favorite sandwich shop; you are preoccupied on your phone as you walk in and don’t notice the soda spilled on the floor. Next think you know, you take a pretty hard hit, you’re out of work indefinitely with a bad back and left to figure out how to pay for unexpected bills without working.
What do you do? Should you get a lawyer? Will they take my case and will it even make much of a difference for me?
It is a common misconception that a smaller law firm won’t want to take your case against a massive insurance company.
This is a common misconception people have about hiring a lawyer, a misconception of which insurance companies are all too well aware. In fact, they are anticipating that you won’t hire a lawyer, won’t sue, and will take whatever money they offer you. After all, you are trying to figure out how to pay for all of these sudden expenses, and so you should take whatever you can get, right? This is the WRONG mindset and without a lawyer it may take several months’ worth of calls and paperwork to receive an offer, if you receive one at all.
Nonetheless, this is the typical situation for many people, where you have personal injury expenses, property damage, money lost from being out of work, and the insurer refuses to pay for most of it. Instead of keeping in close contact with you and doing everything to make sure you get the right settlement, insurers will delay contacting you and look for any reason to deny your claim.
It is another misconception that the additional money you may get by having a lawyer will all be spent on paying for your lawyer.
Is it really worth it to hire a lawyer for an extra $5,000 you believe you are owed? The answer to that is, YES. Within insurance companies, there is so much pressure to reach a settlement of claims for the least amount possible. In fact, this is especially true in minor personal injury cases. That is because they believe it will be easier in these cases to get you to just accept a small offer and walk away rather than deal with the time and frustration of only possibly receiving a higher settlement.
This is why you may need a lawyer even in minor injuries because the insurance companies have thee motives, to Refuse, Reduce, and Represent. That is, they will fight to refuse your claim, reduce your settlement, and represent, or defend, themselves in court.
Have Your Case Reviewed For Free!
Luke Rankin, of Rankin and Rankin Law Firm, is an experienced personal injury attorney in Conway, SC and has helped clients win favorable results for many years. Our goal is to help you understand your rights and receive the maximum compensation under the law. We are located at 201 Beaty St. in Conway, South Carolina and the initial consultation to discuss your legal issues is free of charge. So contact us today at (843) 248-2405. Read more about our Personal Injury Claims here.