should i talk to the other drivers insurance company

Should I Talk with The Other Driver’s Insurance Company?

Having been in an automobile accident is a scary and confusing experience.  Even after the initial shock and confusion of the event, you will probably have many questions about how to resolve the mess the accident created, especially when the accident wasn’t your fault and you need someone to pay for the property damage and injuries you sustained.  You may be left wondering whether you should reach out to their insurance company and, if so, what to say.

First and foremost, it is always advisable to seek knowledgeable, experienced legal representation after you have been in an accident, especially when an injury or significant damage has resulted.  We recommend contacting us at Rankin & Rankin Law Firm for a free case evaluation so that we can help to answer the many questions you may have, work to protect your rights, and get you the compensation you need and deserve.  In addition, the following offers some basic and general advice regarding communication with the other driver’s insurance company.

Things You Should Be Aware of and to Keep in Mind:

  • The goals and expertise of the at-fault party’s insurance company

Generally, speaking with the at-fault driver’s insurance company can be tricky and even detrimental to your claim if you do not know what to say.  Don’t forget, the insurance company of the at-fault driver is a business which wants to pay you as little as possible to settle any claim you may have.  They are on the side of their insured. Also, despite how friendly they may be, adjusters work for the insurance company and are trained professionals who are skilled at asking questions and getting you to say things which may help to establish their defense or minimize your claim.  

  • You may inadvertently damage or weaken your case

It is often easy to say too much and, unfortunately, saying too much or the wrong thing to the other driver’s insurance company may negatively affect the value of your personal injury claim.  Everything you communicate to the other party’s insurance company can possibly be used against you to reduce or even negate your claim. Even things which may not seem like a ‘big deal’ can have legal significance.

Benefits of Legal Representation

  • Acts as a buffer, or intermediary, between you and the at-fault party’s insurance company

Once the at-fault party’s insurance company is aware that you are represented by legal counsel, they are not allowed to contact you directly without your permission.  They must communicate with your lawyer, who will then communicate and advocate on your behalf.

  • Experience and knowledge

Attorneys who regularly deal with personal injuries resulting from automobile accidents have experience in dealing with insurance companies.  They know what to say and, importantly, what not to say. Also, legal representation has the inherent benefit of making sure that adjusters take your claim seriously and give it the time and attention it deserves.

  • Help to guide you through the process

An experienced personal injury attorney, such as at Rankin & Rankin Law Firm, will be able to assist you in the various aspects of the recovery process, such as setting up claims, guiding you through any necessary recorded statements, and submitting demands for payment.

Contact Us Today!

You don’t have to (and probably shouldn’t) deal with the other driver’s insurance company all by yourself.  Let us at Rankin & Rankin Law Firm use our knowledge, skill, and experience to communicate on your behalf and get you what you deserve.  Schedule your FREE CASE EVALUATION by calling 843-248-2405 or by filling out the form below.

Rankin and Rankin Law Firm is located in Conway, South Carolina and serves the entire Lowcountry area including Horry County, Myrtle Beach, Georgetown, Charleston, and Hilton Head, SC.

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